Subprocessors
Olio uses the following third-party service providers that may process personal or financial data on our behalf. Last updated: April 2026.
| Provider | Role | Data involved |
|---|---|---|
| Google (OAuth / 2-Step Verification) | Authentication | Account ID, email, name, profile image, security signals |
| Vercel | Hosting, Edge proxy, serverless compute | IP addresses, request headers, encrypted application logs |
| Neon (Postgres) | Primary database | All application data (financial records, conversations, settings) |
| Plaid | Financial data aggregation | Financial account metadata, transactions, balances, liabilities |
| Google (Gemini AI) | AI inference | Prompt context sent to the AI assistant (no raw Plaid tokens) |
| Upstash (Redis) | Rate limiting | Request identifiers — no PII beyond user ID for limit keys |
For questions about data processing, contact the operator directly.